Stress-free mortgages.
Sorted from start to finish.

Our team will give you the tools, knowledge, and expert support you need to help you buy, protect and finance your home.

Mortgages made simple, so you can confidently move forward.

Based in Wolverhampton and helping clients across the UK, we’re here to guide you through the dynamic and diverse mortgage market.

We make mortgage advice accessible to everyone, whether you’re just getting on the property ladder or over the age of 55 and exploring equity release options. Even if you don’t tick the usual boxes and require an out-of-the-box solution, we can help.

Get the full story

What can we help you with?

Mortgages

Specialist mortgages

Equity
release

Personal protection

Buy-to-let mortgages

Commercial
mortgages

The values that power our mission.

Independent

Our advice is completely unbiased and we can recommend products from across the market.

Face to face

We encourage clients to visit our Wolverhampton office, but we’re happy to meet at your home or a more convenient location.

Personal

You’ll have the same mortgage adviser throughout the process and build a close relationship with them.

Local

We’re a respected business in the area, giving you trusted advice and local expertise you can rely on.

Family-run

We’re a family-run business, so we get how important your home is to you and your loved ones.

Strong team

You’ll work with a dedicated team, each member playing a key role in helping you achieve your property goals.

Nice to meet you.

Debbie Blower

Senior Mortgage
Manager

Meet Debbie

Gemma Harris

Mortgage and
Protection Adviser

Meet Gemma

Tracey Garvey

Mortgage and
Protection Adviser

Meet Tracey

Lizabeth Monk

Head of Mortgages

Meet Lizabeth

Alexander Davidson

Mortgage
Administrator

Meet Alexander

Meet the entire team

How it works.

Initial chat

Our first meeting is held at our expense, with no obligation to move forward.

Exploring options

We understand your needs before searching the entire market to find a solution.

Getting approved

Sit back, as we’ll handle the application process for you – saving you time and hassle.

Wrapping up

Our team stays in regular contact and will confirm when your offer has been issued.

Start your home adventure

A lot of happy
people…

Working with Tracey has been an absolute pleasure. She made everything so clear, easy, and stress-free. Tracey's knowledge of the market, attention to detail, and genuine care for our situation really stood out. Tracy made sure everything stayed on track and also regularly checked for more favourable rate options as they became available.

A mortgage client

“A friend of mine recommended PIA to me. Tracey was on point with everything and so helpful – I couldn’t have asked for anyone better to help me through my journey.”

Chris

“We would highly recommend PIA. Being expats, our circumstances can be challenging at times. However, with Debbie’s extensive knowledge of the market, we could secure a mortgage.”

Jonathan

“I’ve always had Gemma in the background to answer my queries or make enquiries on my behalf. Thank you for making my journey through the mortgage application process as smooth as possible."

Ken

“Tracey went above and beyond to help us out with our mortgage and insurance. She constantly checked in to see if we needed anything and was professional, efficient and readily available.”

Jo and Liz

"We can’t thank PIA enough for the mortgage service received. Liz and Tracey did all the research to provide us with the best rates on the market with minimal arrangements and survey fees.”

Mohammed and Recky